Combined Lumpsum + SIP + Step-Up SIP Calculator
Simulate your investment with a combination of SIP and Lumpsum. Visualize how your corpus grows over time with optional Step-Up SIP.
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Frequently Asked Questions (FAQs)
This calculator helps you estimate your future investment value when you invest through both a one-time lumpsum and a recurring SIP.
The calculator compounds your lumpsum and SIP contributions monthly based on your expected return rate, and plots the combined corpus year-by-year.
Step-Up SIP increases your SIP every year by a percentage or fixed amount, which can significantly boost long-term returns as your income grows.
Yes. You can invest via SIP only, lumpsum only, or both together.
For equity mutual funds, many investors assume 10–12% long-term. For conservative planning, consider using a lower return.
Planning multiple goals like retirement, child education, home purchase, or travel? Use the Multi Goal Planner to estimate future costs and map the right SIP + lumpsum strategy.