SIP + SWP Calculator
Simulate your investment journey with SIP and SWP. Start your SIP, plan your SWP, and visualize your corpus across time.
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Frequently Asked Questions
What is a SIP + SWP Calculator?
A SIP + SWP Calculator helps you visualize how your investments grow through SIPs and how they are withdrawn through SWPs. It’s useful for retirement income planning and goal-based investing.
How does the SIP + SWP strategy work?
You invest regularly during the accumulation phase (SIP), then withdraw a fixed amount during the payout phase (SWP). The remaining corpus can continue compounding.
Can this calculator help me avoid running out of money?
Yes. If your SWP is too high, the chart will show corpus depletion earlier, helping you fine-tune SIP duration, return assumption, or SWP amount.
What details do I need to use the calculator?
Monthly SIP amount, SIP start date and duration, expected return, monthly SWP amount, SWP start date and duration.
Is this suitable for mutual fund investments?
Yes—this is designed for mutual fund-style monthly compounding assumptions and disciplined withdrawal planning.
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