SIP & Lumpsum Mutual Fund Calculator – Plan Your Investments
Use our SIP & Lumpsum Mutual Fund Calculator to easily estimate the future value of your investments. Whether you're planning monthly investments through a Systematic Investment Plan (SIP) or one-time Lumpsum investments, this calculator helps you make informed financial decisions. Get a clear picture of how your money can grow over time based on your investment amount, duration, and expected return rate.
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Frequently Asked Questions (FAQs)
What is a SIP Calculator?
A SIP (Systematic Investment Plan) calculator estimates the future value of monthly mutual fund investments using your SIP amount, expected return, and investment duration.
What is a Lumpsum Calculator?
A lumpsum calculator estimates how a one-time investment can grow over time based on expected annual returns and your chosen investment period.
Which is better: SIP or Lumpsum?
SIP is ideal for disciplined investing and averaging market volatility, while lumpsum works well when you have surplus funds and a long investment horizon. Many investors combine both.
Are these results guaranteed?
No. This calculator provides an estimate based on your inputs. Actual mutual fund returns may vary due to market performance and fund selection.
How do I use this for goals like retirement or education?
Use this calculator to test different SIP/lumpsum combinations, durations, and return assumptions. For multiple goals, use a goal-wise planner to estimate required investments per goal.
Planning multiple financial goals?
Try our Multi-Goal Planner to map investments for retirement, child education, house purchase, and more — and then use this SIP/Lumpsum calculator to fine-tune amounts and timelines.