Reverse Inflation Calculator – How Much Should I Save Today?
Use our Reverse Inflation Calculator to estimate how much you should save today to achieve a specific future value, adjusted for inflation. Perfect for long-term planning like retirement, education, or real estate goals.
Frequently Asked Questions (FAQs)
What is a Reverse Inflation Calculator?
This calculator helps you estimate how much money you need to save or invest today to match a specific future value, after accounting for inflation. It's a reverse of typical inflation calculators that show the value erosion over time.
When should I use this calculator?
Use it when you're planning for future goals like retirement, higher education, or a large purchase — and want to know how much to set aside now to stay ahead of inflation.
How does this calculator work?
We apply the formula: Present Value = Future Value ÷ (1 + Inflation Rate)^Years to show how much you should save today to meet your target future value.
What is the meaning of \"Projected Value Over Time\" in the chart?
The chart shows how your investment grows from the present amount (today) to the desired future value over the selected time frame, adjusted for inflation.
What inflation rate should I use?
You can use 6% as a baseline based on historical inflation in India. For conservative planning, you may use a higher rate (7–8%).
Can I use this for child education or home planning?
Yes. It's ideal for planning large future expenses like your child's education, wedding, or a down payment for a house — by calculating how much to save today.
Is this calculator for Indian users?
Yes. It is designed with Indian inflation trends in mind and uses Indian number formatting (e.g., ₹10,00,000).
Where can I learn more about inflation planning?
Visit our Knowledge Center article on inflation or explore our Inflation Calculator to see how money's value decreases over time.
Ready to beat inflation with smart investing?
Use our SIP & Lumpsum Calculator to project investment returns or revisit our Inflation Calculator to explore how inflation impacts your savings.