Mutual Fund Return Calculator (XIRR)

XIRR is the annualized return on investments where cash flows happen on different dates, such as SIPs, lumpsum additions, top-ups, and withdrawals.

CAGR assumes a single investment and one final value. XIRR is more accurate for SIPs because it accounts for each installment date separately.

Frequency-based mode helps you calculate XIRR when you invest a fixed amount repeatedly at intervals like monthly, quarterly, half-yearly, or yearly.

Beginning of period means each installment is assumed to happen on the start of each cycle, such as the first day of the month.

End of period means each installment is assumed after one cycle completes, such as the end of the month, quarter, or year.

Because end-of-period investing starts after the first interval passes, there may be one fewer installment than beginning-of-period investing for the same date range.

Yes. Switch to transaction-wise mode and add investments and redemptions individually with exact dates.

Yes. Choose yearly frequency and provide your start date, maturity date, periodic amount, and maturity value.

Yes. Use the current market value as the final value on the as-on date to calculate the return till today.

Yes. XIRR logic works for any investment with multiple dated cash flows, regardless of fund category.