1. Pick Your Dream Machine
Identify the superbike you aspire to own—brand, model, and variant. Get a clear estimate of on-road cost including taxes, insurance, accessories, and customization.

2. Set a Realistic Timeline
Decide when you want to make the purchase—1, 3 or 5 years from now. A defined timeline helps shape your savings or investment strategy accordingly.

3. Choose Your Funding Route
Will you buy the bike fully through savings, or combine a down payment with a two-wheeler loan? If opting for a loan, calculate the EMI and interest burden. If self-funding, your goal is to build the full corpus.

4. Estimate the Future Value
Factor in price appreciation, inflation, or new model launches over your timeline. Use a 5–7% inflation buffer to ensure your target amount is realistic.

5. Build Your Savings Plan
Set up SIPs, recurring deposits, or short-term investments to accumulate your goal amount. Match investment risk to your time horizon—use debt or low-risk hybrid funds if your timeline is below 2 years.

6. Track and Accelerate
Keep reviewing your progress. Whenever you get a bonus, tax refund or side income—add it to your bike fund to reach your goal sooner.

7. Cover the Ride
Don’t forget insurance for your bike and for yourself—include both vehicle insurance and a personal accident cover so your passion comes with protection.