Portfolio Lab

Build, test, and understand your portfolio

Create a custom mutual fund mix, assign allocation weights, and view how the portfolio would have behaved historically across different time horizons.
Compare blended outcomes, not just single-fund returns
See fund-wise contribution to total return
Use it as an educational portfolio sandbox
How it works
Start with a simple mix
Choose live funds, allocate your total investment across them, and run a historical simulation to study outcome, growth path, and contribution.
2–6
Live funds
100%
Allocation based
1Y/3Y/5Y
Historical views
Portfolio Lab

Build your portfolio

Choose 2 to 6 live funds, assign allocation percentages, and prepare your portfolio for simulation.

Loading live funds for Portfolio Lab...

Simulation Controls

Run simulation

Choose the time horizon and run the simulation using your selected portfolio and total investment amount.
Simulation Results

Portfolio outcome

See the historical outcome of your selected portfolio mix over the chosen time horizon.
Run the portfolio simulation to view the headline result cards here.
Growth Chart

Portfolio growth path

Track how the selected portfolio would have grown over the chosen time horizon.
Run the portfolio simulation to view the chart here.
Interpretation

What this portfolio suggests

These observations help you quickly interpret the historical simulation output.
Run the portfolio simulation to view plain-English insights here.
These insights are educational and based on historical data. They should not be treated as investment advice or a guarantee of future performance.

Frequently Asked Questions (FAQs)

What is Portfolio Lab?

Portfolio Lab is an educational mutual fund simulation tool that helps you create a sample portfolio using 2 to 6 live funds and study how the combined allocation may have performed historically.

How does Portfolio Lab work?

You choose the funds, assign allocation percentages, enter a total investment amount, and then run a historical simulation. The tool shows the total portfolio outcome, the growth path, and the contribution of each fund to the overall return.

Can I add more than one mutual fund in the simulation?

Yes. Portfolio Lab is designed for blended allocation analysis. You can create a portfolio using between 2 and 6 live funds, depending on your selected mix.

Why do allocation percentages need to total 100%?

The simulation distributes your total investment across the selected funds based on allocation. To model the portfolio correctly, the combined allocation must add up to 100%.

What does Split Amount mean in Portfolio Lab?

Split Amount shows how much of your total investment is assigned to each selected fund based on the allocation percentage you enter.

What time horizons are available in Portfolio Lab?

Portfolio Lab currently supports historical simulations across 1-year, 3-year, and 5-year views, allowing you to compare how the same allocation may have behaved over different periods.

Does Portfolio Lab predict future returns?

No. Portfolio Lab is not a prediction engine. It is a historical analysis tool intended for education and portfolio understanding. Past performance does not guarantee future results.

What does the Portfolio outcome section show?

The outcome section summarizes your invested amount, final value, total gain, and CAGR for the selected simulation period. It gives you a quick portfolio-level view before you review fund-level contribution.

What is fund-wise contribution in the breakdown table?

Fund-wise contribution shows how much each selected fund added to the total return of the portfolio during the chosen period. It helps you understand which allocations drove the final outcome.

Can I use Portfolio Lab to compare conservative and aggressive allocations?

Yes. You can build different mixes using equity, hybrid, or other live funds and compare how a more balanced versus more growth-oriented allocation may have behaved historically.

Is Portfolio Lab meant for investment advice?

No. Portfolio Lab is an educational tool for scenario analysis and understanding allocation behaviour. It should not be treated as personalized investment advice or a recommendation to invest in any fund.