The paperwork takes about a month. The tax consequences run for three or four years. Bank and demat changes are done in the first weeks, the RNOR window covers the following two to three years, and foreign asset reporting begins after that. Treating it as a single event is what causes people to miss the deadlines sitting in years two and three.

With your landing date, because almost everything else is calculated from it. The planner works out how long your RNOR window runs and what depends on it. Once you have that date and that window, the rest of this hub is a sequence rather than a list.

Assuming one residency answer covers everything. FEMA decides which accounts you may hold and changes the day you arrive. The Income-tax Act decides what you are taxed on and runs on day counts, often lagging by years. Applying one rulebook's answer to the other's question is behind most of the expensive mistakes on this page.

More than the effort. Your landing date can add or remove a whole year of sheltered foreign income. Selling foreign holdings before your RNOR window closes is straightforward; afterwards it is a taxable event. Elections such as Section 89A have filing deadlines that pass quietly. Almost nothing here is difficult, and almost everything here is time-bound.

Rarely, though some doors close. If you are still inside your RNOR window there is a great deal you can still do. If you are past it, the focus shifts to reporting correctly and structuring what you hold now. Start with the RNOR status checker to find out which of those you are in, then work from the matching phase.

Most of the mechanics — account redesignation, folio updates, day counting — are administrative and can be done yourself with the right sequence. What genuinely needs a professional is anything irrevocable or contested: the Section 89A election, treaty positions, Schedule FA in the first reporting year, and any case where you are already late. Use these pages to arrive at that conversation prepared rather than to avoid it.

The rules turn on intention, so a genuinely temporary posting is treated differently from a permanent return. But intention is judged on the whole picture rather than what you say, and people who intend to leave again frequently do not. Plan for the residency your circumstances actually support.

Your position is materially harder and several pages here change meaning for you. Indian mutual funds become PFICs, US estate tax follows your US-situs assets, and you keep filing US returns regardless of where you live. Read the PFIC registry and the US estate material before acting on anything else in this sequence.

Yes for residency, which is tested individually on each person's own day count and history. A couple arriving on the same flight can hold different statuses if their travel over the previous decade differed. Accounts, folios and demat holdings also need changing in each name separately.

Because the questions arrive in a fixed order and the deadlines are what matter. A topic list tells you what exists; a sequence tells you what is due. If you would rather browse by subject, the general NRI hub and the tax guides hub are organised that way.

Rates, thresholds and reporting rules change with each budget, and several of these tools carry an effective date on the page itself. Where a figure drives a result, it is an editable setting rather than something baked in, so it can be corrected quickly. Check the date shown before relying on a number.

No. These are educational tools and guides that produce computed scenarios from what you enter. Nothing here is a personalised recommendation. Residency, treaty positions, elections and reporting obligations all depend on individual facts and should be confirmed with a qualified chartered accountant.